Financial legislation and regulation is changing at a rapid pace. This entails consequences for your activities in the financial field. Surprises are unwelcome and it’s important to know how you can meet the legal demands in a practical manner.

We are fully informed of developments in financial legislation and regulation, and we can draw on years of experience in the financial field as lawyers, attorneys and compliance specialists at different large financial institutions, law firms and regulators. Our knowledge, experience and pragmatic approach, give us the ability to act quickly and understand the impact of legislation and regulation on your strategy and activities.

We work in close cooperation with our colleagues of Compliance and Risk Management. This allows us to offer multidisciplinary solutions to the complex legal and regulatory related issues of our clients.

Future legislation and regulation

You’re at the right address for legal advice and the application or interpretation of financial legislation and regulation. This includes advice on the development of new services, setting up fund managers or investment firms, and during incidents.

Setting up and reviewing legal and other documentation

In order to provide financial services and products, you need legal documentation. We are eager to help you review and draw up the required documents, such as policy papers, regulations, agreements, and terms and conditions.

Counseling on communication with regulators

Supervised institutions regularly receive information requests from regulators. A carefully formulated response to these requests is important. It may make the difference between a good or bad image of your organization. It’s our pleasure to support you with these requests and all kinds of investigations. In addition, we can provide support with enforcement processes, and objection and appeal procedures. We also regularly offer assistance during disputes about the application of formal and increasingly enforced informal measures of the Netherlands Authority for the Financial Markets (AFM) and the Dutch Central Bank. Thanks to our experience working with regulators we speak the same language. Read more on the ways we can support you in your relation with the regulator.

Counseling on complex license applications

Activities in the financial field usually require a license. In some cases, you may benefit from an exemption. We would like to help you determine whether you need a license. Based on interviews and other information we can help you to legally qualify your business structure, activities, services and products. Then we can determine together whether a license is needed and if so, for which services a license is required. We are also able to help you set up your organization according to legal requirements and determine the impact of financial legislation and regulation on your services.

External legal support

We regularly provide financial enterprises external legal support, either long term or short term. If you find yourself in need of extra capacity, it’s our pleasure to help you wherever we can. Our extensive experience in the financial sector as lawyers with various large financial institutions and regulators provides us with an in-depth knowledge on the inner workings of the financial field. Moreover, we know how to collaborate with other disciplines.

Want to know more?

At Charco & Dique, we not only have detailed knowledge of the ever-changing financial laws and regulations, but we also have the experience to support our clients in their application like no other. Sometimes strategic, sometimes pragmatic, but always sustainable and forward-looking. Would you like to know more about the possibilities? Please contact us.